It’s an unfortunate reality that car accidents with uninsured drivers are always a possibility. At Winters & Yonker Personal Injury Lawyers, our St. Petersburg personal injury attorneys are here to alleviate your concerns by guiding you through the claims process.
We have spent decades fighting for the rights of those injured in accidents, securing tens of millions in compensation through determined legal advocacy.
If you’ve been involved in an accident with an uninsured driver in St. Petersburg, Florida, you’ll benefit from having a skilled and tenacious attorney to secure the compensation you need. Contact our office today for a no-cost consultation at (727) 314-5988 to learn how we can significantly impact your recovery.
How Can Winters & Yonker Personal Injury Lawyers Help If You’re Injured in an Accident With an Uninsured Motorist in St. Petersburg?
Securing compensation for injuries after an accident with an insured driver is challenging, but dealing with an uninsured driver complicates matters further. Our St. Petersburg car accident lawyers are here to guide you through this difficult process.
Navigating Florida’s intricate car insurance laws and determining liability requires experience and determination.
When you choose Winters & Yonker Personal Injury Lawyers, we support you by:
- Conducting a detailed investigation of your accident
- Determining who is at fault
- Assessing your total damages
- Reviewing your insurance coverage to identify compensation avenues
- Managing all discussions with the insurance companies
Our preparation ensures we’re ready to counter any attempts by insurance companies to downplay your injuries or reject your claim. We stand firm in protecting your interests.
Ease your burden by contacting us in St. Petersburg, FL, for a complimentary, obligation-free consultation. We’re committed to providing transparent advice and safeguarding your rights.
How Do I Get Compensation If I’m Injured in an Accident Caused By an Uninsured Driver?
Florida’s status as a “no-fault” car insurance state means that after a collision, you typically claim compensation under your own insurance policy for medical bills and other losses, without regard to who caused the crash. State law requires Florida drivers to have personal injury protection (PIP) insurance, which covers 80% of essential medical costs and 60% of lost income.
If your injuries are severe or your expenses surpass your PIP limits, you might pursue damages from the responsible party. The complication arises if the at-fault driver is uninsured—something not uncommon in Florida, where over 20% of drivers lack insurance, and liability coverage is not mandatory.
However, if you have uninsured motorist coverage, it will generally cover:
- Medical expenses
- Lost earnings and reduced future earning capacity
- Pain and suffering
Navigating these claims demands knowledgeable legal support. If you’re dealing with an uninsured driver incident in St. Petersburg, Florida, contact Winters & Yonker Personal Injury Lawyers. We will handle your case, allowing you to concentrate on recovery.
What If I’m Partially To Blame for the Accident in St. Petersburg, Florida?
In some accidents, determining responsibility isn’t straightforward. Florida operates under a “modified comparative negligence” system with a 51% recovery bar. This means if you are found partially responsible for an accident, the compensation you recover from an at-fault party will be reduced by your percentage of fault.
For instance, if you are awarded $100,000 in damages but found to be 25% at fault, your compensation would be reduced to $75,000. However, if you are found to be 51% or more at fault, you are ineligible to receive any compensation.
As a result, insurance companies often attempt to shift a greater degree of blame onto victims to minimize their payouts. Our St. Petersburg car accident attorneys are committed to defending your rights and ensuring that you are not wrongfully held responsible, safeguarding your compensation.
Call Our Car Accident Lawyers for Help With Your St. Petersburg Uninsured Motorist Claim
If an uninsured driver causes an accident that affects your life, you may wonder how to manage your increasing medical bills. Winters & Yonker Personal Injury Lawyers is here to navigate these challenges with you. We will clarify details about your insurance coverage and identify who may be responsible for your injuries.
Start alleviating your concerns by contacting us for a free consultation. There’s no risk involved in reaching out, and our contingency fee pay structure means you won’t owe anything to our St. Petersburg uninsured motorist claims lawyers unless we successfully secure compensation for you.
